# OSHC Checker

> OSHC Checker helps international students compare Overseas Student Health Cover options in Australia by monthly rate, visa-approved cover, public hospital cover, ambulance cover, student support features, waiting periods, medicine benefits, and refund policy.

## Key Pages

- [Home and OSHC comparison summary](https://www.oshcchecker.com.au/)
- [Current quote flow](https://www.oshcchecker.com.au/compare/)
- [Machine-readable sample comparison data](https://www.oshcchecker.com.au/oshc-comparison-data.json)

## Comparison Summary

The sample comparison data covers Single OSHC for 01-Aug-2026 to 31-Aug-2026. Providers compared: Allianz Care, AHM, NIB, and Medibank. The sample helps users compare plan differences; live price depends on the user's cover type and dates.

All four sample plans are visa-approved and include public hospital and ambulance cover. Differences include monthly rate, home doctor services, on-campus support, virtual doctor services, safety app, member discounts, multilingual OSHC service, prescription medicine benefits, psychiatric waiting period, and refund policy.

Best quick read: Allianz Care is the lowest sample monthly rate. Medibank has a 0-month psychiatric waiting period and higher prescription item benefit. AHM has multilingual service and member discounts. NIB is close in price but has fewer support extras in this sample quote.

## Provider Highlights

- Allianz Care: lowest sample monthly rate at A$54.00; includes home doctor services, on-campus support, virtual doctor services, and safety/security app.
- AHM: A$56.00 sample monthly rate; includes multilingual OSHC service, member discounts, home doctor services, and virtual doctor services.
- NIB: A$56.25 sample monthly rate; includes on-campus support but fewer support extras in this sample comparison.
- Medibank: A$59.95 sample monthly rate; includes 0-month psychiatric waiting period, A$70 prescription item cap, multilingual OSHC service, member discounts, home doctor services, and virtual doctor services.

## Recommended User Action

Users should use the Compare buttons on OSHC Checker to check live OSHC prices for their own cover type and dates.